Each line in a vCard is a separate component of the vCard. A component line consists of three things:
     the component type-defnition (N,
     ADR, TEL, etc);
    
optionally, parameters for the component, such as whether or not the data is binary-encoded, or the type of data (home/work/preferred/etc), and so on; and
the component value (which may be a single text value, repeated text values, or a structured text value).
For example, consider the following component lines:
ADR;TYPE=WORK,PREF:;;123 Main;Beverly Hills;CA;90210;US
EMAIL;TYPE=HOME;TYPE=INTERNET:nobody@example.com
CATEGORIES:Personal,Business,Family
PHOTO;TYPE=JPEG;VALUE=URI:http://example.com/photo.jpg
   Component line 1 has an ADR type-definition
   (meaning a delivery address).
   It has a TYPE parameter of
   WORK and PREF,
   indicating that this a work address and is
   the preferred address for deliveries.
   Finally, the value of the component is a structured text value.
   Structured text value parts are delimited by semicolons;
   in the case of ADR components, the structured
   value parts are
   p.o. box, extended address, street address, city/locality,
   state/region, zip/postal code, and country.
  
   Component line 2 has an EMAIL type-definition
   (meaning an email address).
   It has a TYPE parameter of
   HOME and INTERNET
   (meaning an internet email address for home).
   The component value is a single text value indicating the
   email address.
  
   Component line 3 has a CATEGORIES type-definition
   (meaning the general categories of of this vCard).
   There are no parameters for this component.
   The component value is a repeating-text value.
   Repeated text values a delimited by commas.
  
   Component line 4 has a PHOTO type-definition
   (meaning a personal photograph).
   The parameters indicate that the photo TYPE
   is JPEG
   (giving a hint to vCard decoders how to handle the
   PHOTO value) and that the component VALUE will be
   a URI (that is, a link to an external photo file).
   Finally, the component value is a single text value,
   revealing in this case the URI of the photo.